As property and casualty brokers, Mountain View provides the following services:

• Obtain exposure and underwriting information from the client and submit to carriers to obtain premium indications for the various lines of coverage;

• Analyze premium indications and coverage terms and conditions and prepare recommendations as appropriate;

• Negotiate insurance placements and renewals;

• Analyze property and casualty exposures and make recommendations to existing and new risk management and loss prevention and control activities;

• Analyze existing risk financing plans and make recommendations for alternative risk transfer and risk financing programs;

• Provide consultative services for all self-insured programs, including claims management, loss prevention, etc.;

• Assist in the reporting of claims as losses occur and monitor all open claims activities to ensure expedient claims resolution and disposition;

• Maintain historical records on losses, limits of liability, premium, etc.;

• Provide routine updates on all legislative activities that could impact the commercial property and casualty insurance industry;

• Issue all certificates of insurance and endorsements;

• Act as the depository for all vendor's certificates of insurance;

• Review certificates for adequacy of coverages;

• Review all client contracts and agreements to determine coverage adequacy, appropriateness of contract language, and to transfer the risk whenever feasible;

• Maintain the client's motor vehicle abstract records; and,

• Review non-hospital real property assets.